Your Self Managed Superannuation Fund (SMSF) wants to buy property (either residential or commercial) but it does not have enough funds for the full purchase. Your SMSF can make an equity contribution on the property and the remainder of the funds can be borrowed from major banks to complete the purchase. Harvard Capital's complete advisory and strategy service can detail a plan to action.

Some advantages of using a SMSF to purchase property in Australia
include:

• Greater investment choice available
• Your SMSF can acquire property worth more than its available funds through the benefits of gearing
• You have control over investment strategies
• You can invest in direct residential and commercial property
• Gain access to investment gearing opportunities
• Can be used for efficient estate planning
• Ability to own your business' real property (but not operating assets) in the super fund
• Your assets are secure as the mortgage lender does not have recourse to your SMSF's other assets in the event of default
• Income from the property can help pay off the mortgage loan
• Interest expenses may be claimed as tax deductions by the SMSF which can potentially reduce your SMSF's tax liability